paytm wallet

Today i am going to introduce some popular wallets. After the demonitization ,the wallets are in highlights. So today i will show you stepwise procedure to use wallets ..

1) the most popular among the wallets are PAYTM

step1. click here or go to playstore and download paytm..

step2. Once the app has been installed tap on it to open it. Now you have to login and for that you need to create an account. The process is simple. Just use your phone number to sign up and follow the on screen instructions. During the registration process you will get an OTP through SMS. This will be automatically read. After that you can set a password for your account. Once the password is set, you can log in to the account.

The same login details can be used to login into Paytm via a web browser to make online payments.

step3. Once you have logged into your account, you need to put in some money into it. The limit is 20,000. That is the maximum amount of money you can have in the Paytm account, or for that matter any e-wallet account, at a time. This money can be filled into account using a valid debit or credit card
step4. 


once you have the money in the wallet, you can use it for payment. You can make online payments, for example to buy air tickets or to recharge your phone, as well you can make payments at your local retail store if the store accepts Paytm. 

To make the payment, open the app and tap on the pay. It's the first icon on the blue part of the app. This gives you three ways to make payment. 

One, you can scan the Paytm QR code that a seller will have on his shop. This will give you the details of the shop and then you will have to put in the required amount in the app and tap pay. So, for example you bought grocery items worth Rs 320 from a retail shop that accepts Paytm. To make the payment, open the app, tap on the pay, then scan the Paytm QR code at the shop, fill in the Rs 320 once the name of the shop appears in the app and tap pay. The money will be immediately transferred to the Paytm account of the seller. 

The other method is to use the phone number of the Paytm account holder. The third method to pay through Paytm is via the QR code in your app. In this case, the retailer will scan the code on your phone and then you can put in the money that you want to pay him.

step5. Explore the app and see what all you can do. There is lot you can do, including online shopping. For online shopping  you can use code REFWD6PUGVNPHEV" & get 25% cashback on your first purchase on purchasing product on category of home and kitchen..